Dutch & Dutch

Buying FAQ's

As your agent, we will assist your solicitor and negotiate throughout the process keeping you informed every step of the way and ensuring every party is keeping the transaction progressing. We will do everything we can to resolve any problems that you incur along the way.
Yes. It is a good idea to use a solicitor who knows the area that you’re moving to and who specialises in conveyancing. An efficient and experienced solicitor can significantly help with a speedy and successful purchase of a property.
Your solicitor will request all the relevant searches, review the leasehold and freehold documentation and advise on any anomalies. They will be involved in advising your lender on the suitability of their security.
If my offer is accepted will the property still be viewed by others?
This is dependent on the conditions of the offer and the seller’s wishes.
We will put your offer forward to the seller both verbally and in writing stating any special conditions of the offer. You will need to provide evidence on how your purchase will be funded.
We will prepare a memorandum of sale and write to all parties to confirm the agreed price. You will need to confirm your solicitor and mortgage broker’s details and instruct them to proceed.
There are no legal obligations to proceed with the transaction on either side until contracts are signed.
An EPC measures the energy efficiency of a property on a scale of A to G. It is a legal requirement to have a valid EPC commissioned before a property can be marketed.
It is a full inspection of the property carried out by a chartered surveyor. They will write a detailed report setting out the soundness of a property and identifying any property defects.
Exchange of contracts occurs when all enquiries have been confirmed and agreed. Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred or paid in the form of a banker’s draft from your solicitor to the seller’s solicitor.
On the completion date which is agreed between you and the buyer.
The buyer is responsible for paying stamp duty. The rates are set as follows; £125,001-£250,000 1%, £250,001-£500,000 – 3%, £500,001-£1 million – 4%, Over £1 million-£2 million – 5%
The Property Ombudsman provides a free, fair and independent arbitration service. Estate agents that have signed up to this Code of Practice are required to provide additional consumer protection that goes beyond that required by the law.